Our Services

  • Personal Loans

    Cover life’s expenses with flexible, transparent personal loans designed around your budget.

  • Tax Services

    Get expert, family-friendly tax preparation and refund support. Simple, stress-free, and transparent.

A Small Loan for the Big Things in Life

Medical expenses, car/home repairs, back-to-school, holiday cash, catching up on bills - when life happens, we’re here to help.

IF I had the money… → I DID.

Loan Options

  • Affordable monthly payments with clear terms—get from IF to I DID with confidence.

  • When the unexpected happens—car repairs, medical costs, or family travel—we’re here to help fast.

  • Combine multiple bills into one manageable monthly payment with transparent terms.

  • Responsible borrowing can help build or strengthen your credit over time.

Tax Services

  • Friendly, professional filing with clear, upfront pricing—and a checklist so you know exactly what to bring.

  • Apply for an optional, interest-free advance on your expected refund after IRS acceptance. Easy repayment from your refund when it arrives. (Eligibility and limits apply.)

  • Extra peace of mind with support if issues arise after filing—so you can rest easy. (Program terms apply.)

How It Works

  1. Tell us your IF. What do you need to do—fix the car, move, or catch up?

  2. See your options. We review your full financial picture—not just a credit score.

  3. Choose your plan. Fixed payments and a clear timeline that fit your budget.

  4. Move forward. Once approved, receive your funds and turn your IF into I DID.

Testimonials

"I was in need of a small loan and was referred to call this new company, Palmetto Financial.  I was a little hesitant but the first time I met Miranda and Wendell they treated me just like family.  They were both very professional and kind.  I've never dealt with a company like this one. They are not your average loan company. They are by far the best place to come if you are in need of some extra money." - W.J. Ford

"I had been in a struggle for a few years and was not able to borrow when I needed it. I had always made payments on time, then fell behind. This caused my credit to be less than perfect.  In spite of my situation, Palmetto Financial gave me another chance to redeem myself.  I was able to get the money I needed and the opportunity to repair my credit.  This company saw me for more than just a credit score, and I am grateful for their services." - A. Lowery

"Miranda Little is a fantastic human being. She is warm, welcoming and kind. She always greets her customers with a smile and by their names. Her conversations are not only educational but genuine. She truly cares for her customers.  She is professional and sets the example for her employees through hard work and outstanding work ethic. She is definitely someone to do business with. I highly recommend choosing her to help you with your borrowing and tax filing needs." - M. Carter

Ready to your IF into I DID?

We’re here to help you find a loan that fits your life—quickly, clearly, and with care.